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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,782 | $81,476-45.0% | $102,383-56.3% | $80,925-44.7% |
| Participation rate | 71.1% | 66.8%+4.2pp | 74.5%-3.5pp | 67.7%+3.4pp |
| Annual return | 9.03% | 25.59%-16.6pp | 24.94%-15.9pp | 35.65%-26.6pp |
| Employer contribution / active EE | $1,910 | $3,105-38.5% | $3,870-50.6% | $2,756-30.7% |
| Participant deferral / active EE | $3,426 | $3,871-11.5% | $5,060-32.3% | $4,299-20.3% |
| Admin fee / account holder | $1,103 | $6,717-83.6% | $8,391-86.9% | $6,940-84.1% |