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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,582 | $78,705+105.3% | $117,857+37.1% | $70,131+130.4% |
| Participation rate | 75.3% | 73.2%+2.1pp | 79.7%-4.4pp | 69.5%+5.8pp |
| Annual return | 10.23% | 23.30%-13.1pp | 335.09%-324.9pp | 73.14%-62.9pp |
| Employer contribution / active EE | $2,216 | $2,223-0.3% | $3,786-41.5% | $2,342-5.4% |
| Participant deferral / active EE | $4,634 | $3,297+40.5% | $4,482+3.4% | $3,332+39.1% |
| Admin fee / account holder | $5,562 | $5,065+9.8% | $8,020-30.6% | $4,645+19.7% |