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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,378 | $99,994+94.4% | $146,647+32.5% | $85,851+126.4% |
| Participation rate | 71.6% | 73.1%-1.5pp | 80.1%-8.5pp | 69.3%+2.3pp |
| Annual return | 7.71% | 18.93%-11.2pp | 22.75%-15.0pp | 318.63%-310.9pp |
| Employer contribution / active EE | $2,039 | $2,559-20.3% | $4,137-50.7% | $2,565-20.5% |
| Participant deferral / active EE | $4,411 | $4,006+10.1% | $5,506-19.9% | $3,952+11.6% |
| Admin fee / account holder | $12,347 | $7,703+60.3% | $10,281+20.1% | $6,261+97.2% |