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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,451 | $69,977+86.4% | $108,582+20.1% | $62,881+107.5% |
| Participation rate | 74.7% | 72.9%+1.8pp | 79.6%-4.9pp | 69.3%+5.4pp |
| Annual return | 3.98% | 10.73%-6.8pp | -51.70%+55.7pp | 20.14%-16.2pp |
| Employer contribution / active EE | $2,066 | $2,135-3.2% | $3,758-45.0% | $2,281-9.4% |
| Participant deferral / active EE | $4,265 | $3,165+34.8% | $4,311-1.1% | $3,203+33.2% |
| Admin fee / account holder | $3,450 | $5,076-32.0% | $7,645-54.9% | $4,296-19.7% |