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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,499 | $102,595-18.6% | $94,057-11.2% | $154,746-46.0% |
| Participation rate | 95.2% | 76.0%+19.2pp | 73.3%+21.9pp | 80.7%+14.5pp |
| Annual return | 15.32% | 583.42%-568.1pp | 480.62%-465.3pp | 172.34%-157.0pp |
| Employer contribution / active EE | $8,522 | $3,147+170.8% | $2,933+190.5% | $4,379+94.6% |
| Participant deferral / active EE | $4,738 | $5,118-7.4% | $4,709+0.6% | $6,730-29.6% |
| Admin fee / account holder | $3,331 | $7,736-56.9% | $7,244-54.0% | $14,365-76.8% |