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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,443 | $109,872-77.8% | $98,483-75.2% | $167,536-85.4% |
| Participation rate | 94.4% | 75.8%+18.6pp | 73.3%+21.1pp | 82.1%+12.3pp |
| Annual return | 14.66% | 1959.31%-1944.7pp | 1494.38%-1479.7pp | 478.82%-464.2pp |
| Employer contribution / active EE | $4,398 | $3,225+36.4% | $2,961+48.5% | $4,839-9.1% |
| Participant deferral / active EE | $4,970 | $4,673+6.4% | $4,276+16.2% | $6,342-21.6% |
| Admin fee / account holder | $330 | $6,757-95.1% | $5,953-94.4% | $12,315-97.3% |