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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,382 | $92,766-68.3% | $82,763-64.5% | $134,545-78.2% |
| Participation rate | 88.2% | 75.2%+13.0pp | 72.6%+15.7pp | 81.2%+7.0pp |
| Annual return | -18.26% | 946.97%-965.2pp | 702.45%-720.7pp | 418.37%-436.6pp |
| Employer contribution / active EE | $7,950 | $3,273+142.9% | $3,008+164.3% | $4,742+67.7% |
| Participant deferral / active EE | $5,397 | $4,802+12.4% | $4,395+22.8% | $6,401-15.7% |
| Admin fee / account holder | $1,586 | $5,978-73.5% | $5,325-70.2% | $11,431-86.1% |