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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,008 | $100,938-82.2% | $90,461-80.1% | $158,982-88.7% |
| Participation rate | 90.5% | 75.0%+15.4pp | 72.7%+17.8pp | 82.0%+8.5pp |
| Annual return | 22.55% | 1727.20%-1704.7pp | 1294.76%-1272.2pp | 302.99%-280.4pp |
| Employer contribution / active EE | $3,555 | $3,691-3.7% | $3,264+8.9% | $4,763-25.4% |
| Participant deferral / active EE | $4,284 | $4,350-1.5% | $3,964+8.1% | $5,983-28.4% |
| Admin fee / account holder | $388 | $6,510-94.0% | $5,617-93.1% | $11,252-96.6% |