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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,499 | $72,071+15.9% | $68,368+22.1% | $137,256-39.2% |
| Participation rate | 95.2% | 76.2%+19.0pp | 73.8%+21.5pp | 80.0%+15.3pp |
| Annual return | 15.32% | 353.14%-337.8pp | 292.57%-277.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $8,522 | $2,788+205.7% | $2,649+221.7% | $4,156+105.1% |
| Participant deferral / active EE | $4,738 | $4,410+7.4% | $4,123+14.9% | $6,407-26.0% |
| Admin fee / account holder | $3,331 | $5,336-37.6% | $5,150-35.3% | $12,270-72.9% |