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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,175 | $88,778-40.1% | $81,844-35.0% | $145,884-63.5% |
| Participation rate | 78.3% | 75.1%+3.2pp | 72.4%+5.9pp | 80.3%-2.0pp |
| Annual return | 9.44% | 1033.03%-1023.6pp | 778.87%-769.4pp | 551.85%-542.4pp |
| Employer contribution / active EE | $11,128 | $3,087+260.5% | $2,916+281.6% | $4,662+138.7% |
| Participant deferral / active EE | $486 | $4,648-89.5% | $4,323-88.8% | $6,690-92.7% |
| Admin fee / account holder | $2,294 | $8,430-72.8% | $7,355-68.8% | $13,392-82.9% |