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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,780 | $172,111+33.5% | $150,298+52.9% | $137,256+67.4% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 13.00% | 69.37%-56.4pp | 62.79%-49.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $12,503 | $4,636+169.7% | $4,154+201.0% | $4,156+200.8% |
| Participant deferral / active EE | $8,062 | $6,166+30.8% | $5,453+47.9% | $6,407+25.8% |
| Admin fee / account holder | $17,969 | $16,471+9.1% | $14,116+27.3% | $12,270+46.4% |