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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,410 | $202,345-25.2% | $172,755-12.4% | $152,885-1.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.56% | 1029.77%-1009.2pp | 802.94%-782.4pp | 345.39%-324.8pp |
| Employer contribution / active EE | $8,924 | $5,858+52.4% | $5,144+73.5% | $4,763+87.4% |
| Participant deferral / active EE | $7,417 | $5,948+24.7% | $5,198+42.7% | $5,851+26.8% |
| Admin fee / account holder | $604 | $17,111-96.5% | $13,955-95.7% | $11,598-94.8% |