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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,680 | $144,130-71.8% | $117,861-65.5% | $147,586-72.4% |
| Participation rate | 92.3% | 83.4%+8.9pp | 79.7%+12.6pp | 82.8%+9.5pp |
| Annual return | 19.12% | 531.20%-512.1pp | 335.11%-316.0pp | 578.59%-559.5pp |
| Employer contribution / active EE | $277 | $4,897-94.3% | $3,786-92.7% | $4,876-94.3% |
| Participant deferral / active EE | $3,007 | $5,316-43.4% | $4,482-32.9% | $5,439-44.7% |
| Admin fee / account holder | $501 | $10,887-95.4% | $8,021-93.8% | $10,886-95.4% |