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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,269 | $154,209-16.8% | $130,062-1.4% | $139,487-8.0% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.5%+9.0pp | 80.3%+7.2pp |
| Annual return | 20.89% | 32.52%-11.6pp | -137.37%+158.3pp | 373.84%-353.0pp |
| Employer contribution / active EE | $10,408 | $5,292+96.7% | $4,322+140.8% | $4,755+118.9% |
| Participant deferral / active EE | $9,408 | $6,709+40.2% | $5,821+61.6% | $6,713+40.2% |
| Admin fee / account holder | $2,062 | $13,988-85.3% | $10,601-80.5% | $11,407-81.9% |