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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,203 | $176,794-41.1% | $146,647-28.9% | $167,553-37.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 17.68% | 24.04%-6.4pp | 22.75%-5.1pp | 478.89%-461.2pp |
| Employer contribution / active EE | $11,950 | $5,161+131.5% | $4,137+188.9% | $4,840+146.9% |
| Participant deferral / active EE | $9,155 | $6,440+42.1% | $5,506+66.3% | $6,343+44.3% |
| Admin fee / account holder | $535 | $13,262-96.0% | $10,281-94.8% | $12,316-95.7% |