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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,308 | $112,300+10.7% | $90,223+37.8% | $125,389-0.9% |
| Participation rate | 76.5% | 82.9%-6.4pp | 79.0%-2.6pp | 83.2%-6.7pp |
| Annual return | -10.31% | -0.57%-9.7pp | 1.31%-11.6pp | 282.24%-292.6pp |
| Employer contribution / active EE | $5,280 | $5,181+1.9% | $4,378+20.6% | $4,866+8.5% |
| Participant deferral / active EE | $3,808 | $6,733-43.4% | $5,792-34.3% | $5,352-28.8% |
| Admin fee / account holder | $509 | $10,990-95.4% | $7,406-93.1% | $9,541-94.7% |