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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,821 | $152,460+14.7% | $118,746+47.2% | $147,586+18.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.3%+21.7pp | 82.8%+17.2pp |
| Annual return | 17.47% | 17.41%+0.1pp | 24.54%-7.1pp | 578.59%-561.1pp |
| Employer contribution / active EE | $7,341 | $5,046+45.5% | $4,193+75.1% | $4,876+50.5% |
| Participant deferral / active EE | $5,012 | $6,212-19.3% | $5,332-6.0% | $5,439-7.8% |
| Admin fee / account holder | $4,759 | $16,953-71.9% | $10,720-55.6% | $10,886-56.3% |