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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,493 | $147,167+9.1% | $111,392+44.1% | $135,379+18.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | -11.49% | -4.44%-7.0pp | -2.06%-9.4pp | 519.79%-531.3pp |
| Employer contribution / active EE | $7,788 | $5,204+49.6% | $4,328+79.9% | $4,779+63.0% |
| Participant deferral / active EE | $5,497 | $6,565-16.3% | $5,567-1.3% | $5,609-2.0% |
| Admin fee / account holder | $19,683 | $20,270-2.9% | $12,266+60.5% | $10,828+81.8% |