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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $922,678 | $202,440+355.8% | $169,390+444.7% | $139,466+561.6% |
| Participation rate | 60.0% | 81.1%-21.1pp | 77.2%-17.2pp | 80.3%-20.3pp |
| Annual return | 233.75% | 532.36%-298.6pp | 406.07%-172.3pp | 373.66%-139.9pp |
| Employer contribution / active EE | $10,390 | $4,693+121.4% | $4,013+158.9% | $4,754+118.6% |
| Participant deferral / active EE | $6,146 | $6,940-11.4% | $6,222-1.2% | $6,712-8.4% |
| Admin fee / account holder | $8,189 | $10,722-23.6% | $9,015-9.2% | $11,409-28.2% |