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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,306 | $197,819-62.9% | $155,789-52.9% | $125,389-41.5% |
| Participation rate | 42.9% | 82.1%-39.2pp | 76.1%-33.2pp | 83.2%-40.3pp |
| Annual return | 1.10% | 86.73%-85.6pp | 71.54%-70.4pp | 282.24%-281.1pp |
| Employer contribution / active EE | $8,489 | $4,850+75.0% | $3,839+121.1% | $4,866+74.4% |
| Participant deferral / active EE | $4,624 | $5,631-17.9% | $4,798-3.6% | $5,352-13.6% |
| Admin fee / account holder | $31,916 | $9,544+234.4% | $7,477+326.8% | $9,541+234.5% |