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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,572 | $232,540-49.4% | $185,117-36.5% | $147,586-20.3% |
| Participation rate | 20.0% | 82.4%-62.4pp | 77.3%-57.3pp | 82.8%-62.8pp |
| Annual return | 15.75% | 43.03%-27.3pp | 40.50%-24.7pp | 578.59%-562.8pp |
| Employer contribution / active EE | $9,365 | $5,195+80.3% | $4,182+124.0% | $4,876+92.0% |
| Participant deferral / active EE | $4,125 | $5,834-29.3% | $5,045-18.2% | $5,439-24.1% |
| Admin fee / account holder | $1,542 | $10,275-85.0% | $8,159-81.1% | $10,886-85.8% |