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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,942 | $109,872-67.3% | $98,483-63.5% | $167,536-78.5% |
| Participation rate | 58.8% | 75.8%-17.0pp | 73.3%-14.5pp | 82.1%-23.3pp |
| Annual return | 10.12% | 1959.31%-1949.2pp | 1494.38%-1484.3pp | 478.82%-468.7pp |
| Employer contribution / active EE | $1,286 | $3,225-60.1% | $2,961-56.6% | $4,839-73.4% |
| Participant deferral / active EE | $1,978 | $4,673-57.7% | $4,276-53.7% | $6,342-68.8% |
| Admin fee / account holder | $714 | $6,757-89.4% | $5,953-88.0% | $12,315-94.2% |