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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,132 | $103,038-73.7% | $90,324-70.0% | $152,909-82.3% |
| Participation rate | 61.5% | 75.9%-14.3pp | 73.3%-11.7pp | 82.5%-20.9pp |
| Annual return | 17.41% | 95.25%-77.8pp | 78.15%-60.7pp | 345.46%-328.1pp |
| Employer contribution / active EE | $1,504 | $3,141-52.1% | $2,856-47.3% | $4,764-68.4% |
| Participant deferral / active EE | $1,976 | $4,282-53.9% | $3,885-49.2% | $5,851-66.2% |
| Admin fee / account holder | $595 | $6,177-90.4% | $5,356-88.9% | $11,601-94.9% |