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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,132 | $103,000-73.7% | $90,300-70.0% | $152,885-82.3% |
| Participation rate | 61.5% | 75.9%-14.3pp | 73.3%-11.7pp | 82.5%-20.9pp |
| Annual return | 17.41% | 95.19%-77.8pp | 78.11%-60.7pp | 345.39%-328.0pp |
| Employer contribution / active EE | $1,504 | $3,138-52.1% | $2,854-47.3% | $4,763-68.4% |
| Participant deferral / active EE | $1,976 | $4,281-53.8% | $3,884-49.1% | $5,851-66.2% |
| Admin fee / account holder | $595 | $6,173-90.4% | $5,353-88.9% | $11,598-94.9% |