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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,188 | $100,938-69.1% | $90,461-65.5% | $158,982-80.4% |
| Participation rate | 52.9% | 75.0%-22.1pp | 72.7%-19.8pp | 82.0%-29.0pp |
| Annual return | 8.73% | 1727.20%-1718.5pp | 1294.76%-1286.0pp | 302.99%-294.3pp |
| Employer contribution / active EE | $1,146 | $3,691-69.0% | $3,264-64.9% | $4,763-75.9% |
| Participant deferral / active EE | $1,511 | $4,350-65.3% | $3,964-61.9% | $5,983-74.7% |
| Admin fee / account holder | $2,332 | $6,510-64.2% | $5,617-58.5% | $11,252-79.3% |