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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,287 | $99,011-77.5% | $86,582-74.3% | $147,586-84.9% |
| Participation rate | 71.4% | 76.3%-4.9pp | 73.5%-2.1pp | 82.8%-11.4pp |
| Annual return | 12.73% | 1312.75%-1300.0pp | 965.08%-952.4pp | 578.59%-565.9pp |
| Employer contribution / active EE | $1,743 | $3,132-44.3% | $2,839-38.6% | $4,876-64.3% |
| Participant deferral / active EE | $2,398 | $3,972-39.6% | $3,609-33.6% | $5,439-55.9% |
| Admin fee / account holder | $2,393 | $5,709-58.1% | $4,904-51.2% | $10,886-78.0% |