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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,180 | $104,664+68.3% | $85,693+105.6% | $167,518+5.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 17.53% | 21.45%-3.9pp | 21.49%-4.0pp | 478.71%-461.2pp |
| Employer contribution / active EE | $29,308 | $3,337+778.3% | $2,618+1019.4% | $4,838+505.7% |
| Participant deferral / active EE | $18,020 | $4,824+273.5% | $3,923+359.4% | $6,342+184.1% |
| Admin fee / account holder | $911 | $10,032-90.9% | $6,874-86.7% | $12,312-92.6% |