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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,114 | $82,314+137.0% | $68,808+183.6% | $134,532+45.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -17.73% | -2.18%-15.6pp | -6.37%-11.4pp | 418.27%-436.0pp |
| Employer contribution / active EE | $31,341 | $3,301+849.4% | $2,656+1080.1% | $4,741+561.0% |
| Participant deferral / active EE | $18,828 | $4,740+297.2% | $3,942+377.6% | $6,401+194.1% |
| Admin fee / account holder | $901 | $6,484-86.1% | $4,936-81.8% | $11,429-92.1% |