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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,473 | $90,614+265.8% | $76,089+335.6% | $145,877+127.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.39% | 623.80%-610.4pp | 360.94%-347.6pp | 551.28%-537.9pp |
| Employer contribution / active EE | $25,857 | $3,324+677.8% | $2,690+861.3% | $4,663+454.5% |
| Participant deferral / active EE | $21,445 | $5,168+314.9% | $4,259+403.5% | $6,691+220.5% |
| Admin fee / account holder | $1,603 | $8,376-80.9% | $6,418-75.0% | $13,402-88.0% |