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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,310 | $71,615-0.4% | $153,416-53.5% | $65,306+9.2% |
| Participation rate | 24.5% | 49.3%-24.7pp | 74.3%-49.8pp | 57.7%-33.1pp |
| Annual return | 17.83% | 12.62%+5.2pp | 17.84%0pp | 21.94%-4.1pp |
| Employer contribution / active EE | $869 | $1,488-41.6% | $3,764-76.9% | $1,967-55.8% |
| Participant deferral / active EE | $1,407 | $2,236-37.1% | $4,723-70.2% | $2,959-52.5% |
| Admin fee / account holder | $845 | $3,498-75.8% | $13,095-93.5% | $3,480-75.7% |