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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,310 | $64,890+9.9% | $134,172-46.9% | $67,986+4.9% |
| Participation rate | 24.5% | 48.5%-24.0pp | 72.5%-47.9pp | 57.2%-32.7pp |
| Annual return | 17.83% | 16.12%+1.7pp | 25.30%-7.5pp | 31.67%-13.8pp |
| Employer contribution / active EE | $869 | $1,360-36.1% | $3,420-74.6% | $2,019-57.0% |
| Participant deferral / active EE | $1,407 | $2,289-38.5% | $4,690-70.0% | $3,358-58.1% |
| Admin fee / account holder | $845 | $3,140-73.1% | $12,016-93.0% | $3,203-73.6% |