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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,007 | $68,607+39.9% | $147,027-34.7% | $64,340+49.2% |
| Participation rate | 27.3% | 50.4%-23.1pp | 73.7%-46.5pp | 55.2%-28.0pp |
| Annual return | 14.56% | 13.75%+0.8pp | 20.23%-5.7pp | 24.14%-9.6pp |
| Employer contribution / active EE | $1,102 | $1,554-29.1% | $3,626-69.6% | $1,862-40.8% |
| Participant deferral / active EE | $1,998 | $2,402-16.8% | $4,933-59.5% | $2,980-33.0% |
| Admin fee / account holder | $1,467 | $3,287-55.4% | $12,223-88.0% | $3,703-60.4% |