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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,007 | $64,890+48.0% | $134,172-28.4% | $67,986+41.2% |
| Participation rate | 27.3% | 48.5%-21.3pp | 72.5%-45.2pp | 57.2%-29.9pp |
| Annual return | 14.56% | 16.12%-1.6pp | 25.30%-10.7pp | 31.67%-17.1pp |
| Employer contribution / active EE | $1,102 | $1,360-19.0% | $3,420-67.8% | $2,019-45.4% |
| Participant deferral / active EE | $1,998 | $2,289-12.7% | $4,690-57.4% | $3,358-40.5% |
| Admin fee / account holder | $1,467 | $3,140-53.3% | $12,016-87.8% | $3,203-54.2% |