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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,612 | $57,330-44.9% | $86,656-63.5% | $75,177-58.0% |
| Participation rate | 97.8% | 63.2%+34.6pp | 71.7%+26.1pp | 67.2%+30.6pp |
| Annual return | 11.98% | 2675.40%-2663.4pp | 593.09%-581.1pp | 160.75%-148.8pp |
| Employer contribution / active EE | $4,135 | $2,316+78.5% | $3,025+36.7% | $2,671+54.8% |
| Participant deferral / active EE | $1,094 | $3,320-67.0% | $4,439-75.4% | $4,126-73.5% |
| Admin fee / account holder | $1,543 | $4,115-62.5% | $5,619-72.5% | $5,651-72.7% |