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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,351 | $65,434-50.6% | $98,483-67.2% | $85,847-62.3% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 9.35% | 21.75%-12.4pp | 1494.38%-1485.0pp | 318.61%-309.3pp |
| Employer contribution / active EE | $3,685 | $2,169+69.9% | $2,961+24.5% | $2,565+43.6% |
| Participant deferral / active EE | $1,632 | $3,168-48.5% | $4,276-61.8% | $3,952-58.7% |
| Admin fee / account holder | $818 | $4,595-82.2% | $5,953-86.3% | $6,261-86.9% |