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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,409 | $49,177-60.5% | $79,467-75.6% | $64,173-69.8% |
| Participation rate | 75.5% | 65.0%+10.5pp | 73.3%+2.2pp | 69.6%+5.9pp |
| Annual return | -7.03% | -1.16%-5.9pp | 718.30%-725.3pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,734 | $2,076-16.5% | $2,800-38.1% | $2,381-27.2% |
| Participant deferral / active EE | $732 | $2,821-74.0% | $3,704-80.2% | $3,470-78.9% |
| Admin fee / account holder | $777 | $3,839-79.8% | $5,104-84.8% | $4,887-84.1% |