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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,525 | $54,763-64.3% | $90,324-78.4% | $72,976-73.2% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 13.09% | 30.63%-17.5pp | 78.15%-65.1pp | 81.02%-67.9pp |
| Employer contribution / active EE | $2,255 | $2,093+7.7% | $2,856-21.0% | $2,440-7.6% |
| Participant deferral / active EE | $1,050 | $2,887-63.6% | $3,885-73.0% | $3,608-70.9% |
| Admin fee / account holder | $520 | $3,973-86.9% | $5,356-90.3% | $5,124-89.9% |