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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,592 | $125,797+76.9% | $170,057+30.9% | $75,177+196.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 13.02% | 27.20%-14.2pp | 53.42%-40.4pp | 160.75%-147.7pp |
| Employer contribution / active EE | $18,038 | $4,616+290.8% | $6,790+165.6% | $2,671+575.3% |
| Participant deferral / active EE | $17,425 | $6,838+154.8% | $10,411+67.4% | $4,126+322.3% |
| Admin fee / account holder | $52,973 | $8,177+547.9% | $12,826+313.0% | $5,651+837.4% |