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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,442 | $123,793+124.1% | $177,848+56.0% | $79,856+247.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 10.25% | 22.82%-12.6pp | 48.33%-38.1pp | 31.71%-21.5pp |
| Employer contribution / active EE | $18,728 | $4,095+357.3% | $5,919+216.4% | $2,471+657.8% |
| Participant deferral / active EE | $15,027 | $5,956+152.3% | $7,714+94.8% | $3,741+301.7% |
| Admin fee / account holder | $1,856 | $7,243-74.4% | $12,431-85.1% | $5,306-65.0% |