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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,541 | $184,000+41.6% | $162,185+60.6% | $152,909+70.4% |
| Participation rate | 95.8% | 88.5%+7.3pp | 87.6%+8.3pp | 82.5%+13.4pp |
| Annual return | 17.25% | 150.80%-133.5pp | 115.61%-98.4pp | 345.46%-328.2pp |
| Employer contribution / active EE | $19,570 | $6,370+207.2% | $5,613+248.6% | $4,764+310.8% |
| Participant deferral / active EE | $15,041 | $8,033+87.3% | $7,297+106.1% | $5,851+157.1% |
| Admin fee / account holder | $10,713 | $13,124-18.4% | $10,844-1.2% | $11,601-7.7% |