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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,960 | $99,994+14.0% | $146,643-22.3% | $85,847+32.7% |
| Participation rate | 94.9% | 73.1%+21.8pp | 80.1%+14.8pp | 69.3%+25.6pp |
| Annual return | 15.70% | 18.93%-3.2pp | 22.75%-7.0pp | 318.61%-302.9pp |
| Employer contribution / active EE | $5,769 | $2,559+125.5% | $4,137+39.5% | $2,565+124.9% |
| Participant deferral / active EE | $9,037 | $4,006+125.6% | $5,506+64.1% | $3,952+128.7% |
| Admin fee / account holder | $9,704 | $7,703+26.0% | $10,280-5.6% | $6,261+55.0% |