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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,134 | $91,559+9.4% | $133,978-25.3% | $79,856+25.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 21.08% | 61.85%-40.8pp | 45.10%-24.0pp | 31.71%-10.6pp |
| Employer contribution / active EE | $5,050 | $2,384+111.9% | $3,919+28.9% | $2,471+104.4% |
| Participant deferral / active EE | $8,509 | $3,734+127.9% | $5,047+68.6% | $3,741+127.5% |
| Admin fee / account holder | $576 | $6,321-90.9% | $8,930-93.6% | $5,306-89.1% |