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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,571 | $91,537-4.3% | $130,045-32.7% | $75,173+16.5% |
| Participation rate | 83.3% | 71.5%+11.9pp | 78.5%+4.8pp | 67.2%+16.1pp |
| Annual return | 18.11% | -631.55%+649.7pp | -137.30%+155.4pp | 160.72%-142.6pp |
| Employer contribution / active EE | $5,196 | $2,845+82.7% | $4,321+20.2% | $2,671+94.5% |
| Participant deferral / active EE | $7,077 | $4,343+63.0% | $5,820+21.6% | $4,126+71.5% |
| Admin fee / account holder | $31,577 | $6,780+365.8% | $10,600+197.9% | $5,651+458.8% |