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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,613 | $81,476+240.7% | $102,383+171.2% | $80,925+243.1% |
| Participation rate | 73.5% | 66.8%+6.6pp | 74.5%-1.0pp | 67.7%+5.8pp |
| Annual return | 22.29% | 25.59%-3.3pp | 24.94%-2.6pp | 35.65%-13.4pp |
| Employer contribution / active EE | $5,957 | $3,105+91.9% | $3,870+53.9% | $2,756+116.1% |
| Participant deferral / active EE | $11,914 | $3,871+207.8% | $5,060+135.5% | $4,299+177.2% |
| Admin fee / account holder | $26,343 | $6,717+292.2% | $8,391+213.9% | $6,940+279.6% |