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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,505 | $78,670+282.0% | $109,173+175.3% | $85,847+250.0% |
| Participation rate | 77.3% | 68.3%+9.0pp | 75.9%+1.4pp | 69.3%+8.0pp |
| Annual return | 15.13% | 25.09%-10.0pp | 25.75%-10.6pp | 318.61%-303.5pp |
| Employer contribution / active EE | $6,178 | $2,734+126.0% | $3,723+65.9% | $2,565+140.8% |
| Participant deferral / active EE | $12,356 | $3,467+256.3% | $4,654+165.5% | $3,952+212.6% |
| Admin fee / account holder | $5,341 | $5,469-2.4% | $6,755-20.9% | $6,261-14.7% |