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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,809 | $73,978+179.6% | $96,515+114.3% | $75,173+175.1% |
| Participation rate | 86.0% | 66.4%+19.6pp | 74.3%+11.7pp | 67.2%+18.8pp |
| Annual return | 12.20% | 26.72%-14.5pp | 35.73%-23.5pp | 160.72%-148.5pp |
| Employer contribution / active EE | $6,000 | $2,931+104.7% | $3,740+60.4% | $2,671+124.6% |
| Participant deferral / active EE | $13,301 | $3,660+263.4% | $4,880+172.6% | $4,126+222.4% |
| Admin fee / account holder | $43,148 | $5,219+726.8% | $6,735+540.6% | $5,651+663.6% |