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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,903 | $72,273+245.8% | $101,275+146.8% | $79,856+212.9% |
| Participation rate | 76.6% | 68.5%+8.1pp | 75.8%+0.8pp | 69.6%+7.0pp |
| Annual return | 6.92% | 22.30%-15.4pp | 46.48%-39.6pp | 31.71%-24.8pp |
| Employer contribution / active EE | $5,192 | $2,691+92.9% | $3,660+41.9% | $2,471+110.1% |
| Participant deferral / active EE | $11,044 | $3,282+236.5% | $4,371+152.7% | $3,741+195.2% |
| Admin fee / account holder | $3,017 | $4,401-31.5% | $5,948-49.3% | $5,306-43.2% |