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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,914 | $112,099-59.9% | $95,954-53.2% | $158,931-71.7% |
| Participation rate | 90.5% | 79.0%+11.5pp | 77.1%+13.4pp | 82.0%+8.5pp |
| Annual return | 17.63% | 171.12%-153.5pp | 91.62%-74.0pp | 302.86%-285.2pp |
| Employer contribution / active EE | $737 | $3,198-77.0% | $2,541-71.0% | $4,761-84.5% |
| Participant deferral / active EE | $3,608 | $4,784-24.6% | $4,167-13.4% | $5,982-39.7% |
| Admin fee / account holder | $7,489 | $10,132-26.1% | $6,796+10.2% | $11,247-33.4% |