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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,982 | $124,346-58.2% | $111,306-53.3% | $167,553-69.0% |
| Participation rate | 95.5% | 79.6%+15.8pp | 77.3%+18.1pp | 82.1%+13.3pp |
| Annual return | 17.82% | 37.46%-19.6pp | 54.67%-36.9pp | 478.89%-461.1pp |
| Employer contribution / active EE | $930 | $3,438-72.9% | $2,732-65.9% | $4,840-80.8% |
| Participant deferral / active EE | $4,238 | $5,182-18.2% | $4,488-5.6% | $6,343-33.2% |
| Admin fee / account holder | $1,246 | $10,623-88.3% | $7,966-84.4% | $12,316-89.9% |