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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,954 | $110,240-38.4% | $96,544-29.6% | $139,487-51.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.29% | 26.41%-11.1pp | 25.88%-10.6pp | 373.84%-358.6pp |
| Employer contribution / active EE | $1,225 | $3,622-66.2% | $2,966-58.7% | $4,755-74.2% |
| Participant deferral / active EE | $5,998 | $5,549+8.1% | $4,851+23.6% | $6,713-10.6% |
| Admin fee / account holder | $3,196 | $11,602-72.5% | $8,254-61.3% | $11,407-72.0% |