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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,108 | $77,523-18.6% | $100,383-37.1% | $80,874-22.0% |
| Participation rate | 75.4% | 77.0%-1.5pp | 81.5%-6.1pp | 67.6%+7.8pp |
| Annual return | 15.98% | 37.21%-21.2pp | 49.26%-33.3pp | 35.62%-19.6pp |
| Employer contribution / active EE | $3,766 | $2,801+34.4% | $3,944-4.5% | $2,756+36.7% |
| Participant deferral / active EE | $11,067 | $6,822+62.2% | $8,086+36.9% | $4,297+157.6% |
| Admin fee / account holder | $7,098 | $5,899+20.3% | $7,900-10.1% | $6,935+2.4% |