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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,250 | $63,355-75.9% | $91,994-83.4% | $72,983-79.1% |
| Participation rate | 87.1% | 72.5%+14.6pp | 78.6%+8.5pp | 69.5%+17.6pp |
| Annual return | 45.54% | 35.35%+10.2pp | 69.03%-23.5pp | 81.01%-35.5pp |
| Employer contribution / active EE | $3,800 | $2,116+79.6% | $3,452+10.1% | $2,440+55.7% |
| Participant deferral / active EE | $7,587 | $4,883+55.4% | $5,923+28.1% | $3,608+110.3% |
| Admin fee / account holder | $711 | $4,668-84.8% | $7,743-90.8% | $5,124-86.1% |