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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,389 | $78,707-39.8% | $117,861-59.8% | $70,126-32.4% |
| Participation rate | 96.3% | 73.2%+23.1pp | 79.7%+16.6pp | 69.5%+26.8pp |
| Annual return | 15.11% | 23.30%-8.2pp | 335.11%-320.0pp | 73.15%-58.0pp |
| Employer contribution / active EE | $2,551 | $2,223+14.7% | $3,786-32.6% | $2,343+8.9% |
| Participant deferral / active EE | $7,846 | $3,297+137.9% | $4,482+75.0% | $3,332+135.5% |
| Admin fee / account holder | $5,053 | $5,066-0.3% | $8,021-37.0% | $4,645+8.8% |