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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,094 | $69,977-44.1% | $108,582-64.0% | $62,881-37.8% |
| Participation rate | 93.3% | 72.9%+20.4pp | 79.6%+13.8pp | 69.3%+24.0pp |
| Annual return | 4.62% | 10.73%-6.1pp | -51.70%+56.3pp | 20.14%-15.5pp |
| Employer contribution / active EE | $2,676 | $2,135+25.4% | $3,758-28.8% | $2,281+17.3% |
| Participant deferral / active EE | $8,003 | $3,165+152.9% | $4,311+85.7% | $3,203+149.9% |
| Admin fee / account holder | $16,366 | $5,076+222.4% | $7,645+114.1% | $4,296+281.0% |